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General < General
taking out a loan? pls help
Private
National star



scoff wrote:
So, my 22 year old Volvo finally broke down bad enough that I don't feel it's worth the money, time or effort to get it fixed up again. This leaves me with no real means of transportation. I don't like it.

So, I'm looking to get a newer, better car. Still used, I'm not made of money. The problem? They're all hella expensive. So I'll need to take out a loan if Imma be able to get one that isn't 20 years old with over 200k miles on it.

Now, that's another expensive story. I wanna be able to pay it off as soon as possible, when I make the calculations if I wanna pay it off in 3-4 years, the newest and best it's gonna get me is a 2017 Opel Station Wagon.

Is it worth it?
Or what the fuck am i supposed to do? 
I need a car. 
20
Posts: 34382
Date: 10-08-2024 19:29
Varulv
World famous



Varulv wrote:
Car and house loans are the most common loans so taking out a loan on a car is perfectly reasonable 
19
Posts: 352
Date: 10-08-2024 19:59
Private
Living legend



Maxwell wrote:
my math teacher told me to never take up loan UNLESS! It was for car, house and studying
it is super normal to take up loan for car nd a very GOOD reason to take up a loan! I say worth it!
17
Posts: 23802
Date: 10-08-2024 20:07
Varulv
World famous



Varulv wrote:
Maxwell wrote:
my math teacher told me to never take up loan UNLESS! It was for car, house and studying
it is super normal to take up loan for car nd a very GOOD reason to take up a loan! I say worth it!
This is pretty much what I've been told by all trusted adults in my life lol
19
Posts: 352
Date: 10-08-2024 20:16
Private
National star



awp wrote:
my mom has done this for a small compact car, it helps tbh she's only 4k down to pay it off
16
Posts: 3104
Date: 10-08-2024 20:47
Private
National star



scoff wrote:
Varulv wrote:
Car and house loans are the most common loans so taking out a loan on a car is perfectly reasonable 
thanks!
i've got people telling me all the time that all loans are bad lol and i'm therefore terrified of them
i did take out a student loan for college however, but it's got really good conditions because idk man the swedish state??? 
i would also take a loan to purchase a house

and yeah
+ the loan i'd get to buy a car would come with nice terms and conditions too, i'd go through the union and it's good because it's cheaper than most other loans + comes with insurance and shit
20
Posts: 34382
Date: 10-08-2024 21:25
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