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study loans in norway
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Appealingly wrote:
absintjente wrote:
Appealingly wrote:
absintjente wrote:
absolutt. d r d mest gunstige lånet du noen sinne kommer til å ta. om du egentlig ikke har behov for fullt lån og stipend så anbefaler jeg å ta det likevel, for da kan du sette d inn på sparing og betale det inn i løpet av studiene.
Why take a loan if you don't need it? Yes, it's the best loan you can take, but it's nevertheless still a loan which you have to pay back with some sort of interest after some years.
because u dont have any interest while you study, but it will still accumulate renter when you put it in a fond or a høysparingskonto. you put the loaned money into a fond, pay it back and keep the interest.
Well, there's no guarantee so I'd never do that.
19
Posts: 2666
Date: 23-01-2021 13:21
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absintjente wrote:
Pavlov wrote:
absintjente wrote:
Appealingly wrote:
Why take a loan if you don't need it? Yes, it's the best loan you can take, but it's nevertheless still a loan which you have to pay back with some sort of interest after some years.
because u dont have any interest while you study, but it will still accumulate renter when you put it in a fond or a høysparingskonto. you put the loaned money into a fond, pay it back and keep the interest.
in before the value drops and never goes up again and ur left with nothing
if u put it in a høysparingskonto, you dont lose accumulated rente if the rente drops.
21
Posts: 12692
Date: 23-01-2021 13:26
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absintjente wrote:
Appealingly wrote:
absintjente wrote:
Appealingly wrote:
Why take a loan if you don't need it? Yes, it's the best loan you can take, but it's nevertheless still a loan which you have to pay back with some sort of interest after some years.
because u dont have any interest while you study, but it will still accumulate renter when you put it in a fond or a høysparingskonto. you put the loaned money into a fond, pay it back and keep the interest.
Well, there's no guarantee so I'd never do that.
there's no guarantee for anything in life
21
Posts: 12692
Date: 23-01-2021 13:26
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absintjente wrote:
that said, the situation i describe is really only applicable if you live at home and/or already have a stable income. if youre just gonna study in a different city you should absolutely get fullt lån og stipend. 
21
Posts: 12692
Date: 23-01-2021 13:27
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absintjente wrote:
Melk wrote:
it’s the best loan u can have in norway
you don’t need to use it while studying 

i know people who have saved it all in a good savings account and then ended up with a good egenkapital for buying a house. 
Melk, min økonomibae!!!!
21
Posts: 12692
Date: 23-01-2021 13:28
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wug wrote:
19
Posts: 108086
Date: 23-01-2021 13:34
Pavlov
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Pavlov wrote:
Snusmumrikken wrote:
mornin'
15
Posts: 29813
Date: 23-01-2021 13:37
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rottomilko wrote:
Appealingly wrote:
absintjente wrote:
Appealingly wrote:
Why take a loan if you don't need it? Yes, it's the best loan you can take, but it's nevertheless still a loan which you have to pay back with some sort of interest after some years.
because u dont have any interest while you study, but it will still accumulate renter when you put it in a fond or a høysparingskonto. you put the loaned money into a fond, pay it back and keep the interest.
Well, there's no guarantee so I'd never do that.
If u don’t use the money while studying and see that everything goes to shit right afterwards u still have the money n can pay it back asap
21
Posts: 31977
Date: 23-01-2021 13:39
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rottomilko wrote:
absintjente wrote:
Melk wrote:
it’s the best loan u can have in norway
you don’t need to use it while studying 

i know people who have saved it all in a good savings account and then ended up with a good egenkapital for buying a house. 
Melk, min økonomibae!!!!
That me hahaha
21
Posts: 31977
Date: 23-01-2021 13:39
Private
National Star



absintjente wrote:
Melk wrote:
absintjente wrote:
Melk wrote:
it’s the best loan u can have in norway
you don’t need to use it while studying 

i know people who have saved it all in a good savings account and then ended up with a good egenkapital for buying a house. 
Melk, min økonomibae!!!!
That me hahaha
literally, when ppl say they dont wanna get lånekassen because they dont want to become a "slave to debt" im like... hello? youre gonna be a slave to debt regardless, might as well get one of the best loans in the world. id much rather have one study loan than five forbrukslån and a car loan
21
Posts: 12692
Date: 23-01-2021 15:05
Account deleted




wrote:
absintjente wrote:
absolutt. d r d mest gunstige lånet du noen sinne kommer til å ta. om du egentlig ikke har behov for fullt lån og stipend så anbefaler jeg å ta det likevel, for da kan du sette d inn på sparing og betale det inn i løpet av studiene.
Ye this is what my dad says too 
Date: 23-01-2021 15:06
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National Star



absintjente wrote:
Nesta wrote:
absintjente wrote:
absolutt. d r d mest gunstige lånet du noen sinne kommer til å ta. om du egentlig ikke har behov for fullt lån og stipend så anbefaler jeg å ta det likevel, for da kan du sette d inn på sparing og betale det inn i løpet av studiene.
Ye this is what my dad says too 
ur dad... economic guru
21
Posts: 12692
Date: 23-01-2021 15:07
Account deleted




wrote:
absintjente wrote:
Nesta wrote:
absintjente wrote:
absolutt. d r d mest gunstige lånet du noen sinne kommer til å ta. om du egentlig ikke har behov for fullt lån og stipend så anbefaler jeg å ta det likevel, for da kan du sette d inn på sparing og betale det inn i løpet av studiene.
Ye this is what my dad says too 
ur dad... economic guru
He's more like a economy police in my eyes 
Date: 23-01-2021 15:08
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International Star



wug wrote:
smh reading this makes me furious i must stop 
19
Posts: 108086
Date: 23-01-2021 15:08
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National Star



absintjente wrote:
Snusmumrikken wrote:
smh reading this makes me furious i must stop 
y
21
Posts: 12692
Date: 23-01-2021 15:11
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