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finns help with home insurance?
Private
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Limbs wrote:
does anyone know how tf this works
my (ex-)landlord found some damage in the apartment that i just moved out of, and he said it will most likely fall to my home insurance, if not then i have to pay for it myself. anyway he said the isännöitsijä has ordered a selvitys from their insurance. i don't know if i have to report the damages to my home insurance company now?? or wait for the report from the isännöitsijä?? i have no idea how this works, like do you have to report damages to the home insurance as soon as you find it, or what

i'm gonna ask the landlord tomorrow i guess but i'd like to know before that as well so i don't sound like a complete idiot...
16
Posts: 9825
Date: 02-03-2021 20:52
Furby
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Furby wrote:
i have no idea since this is my first own apartment where im living at now but if i was in that situation i'd just wait since if he's already working on it i dont think u have to? but hopefully someone here will have more knowledge and a better answer for u
18
Posts: 1578
Date: 02-03-2021 20:57
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Limbs wrote:
bump
16
Posts: 9825
Date: 03-03-2021 12:03
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Beibe wrote:
Idk what to do, but i would want to see the documents of damages first before reporting it anywhere.
Is that damage really your fault or not and came it from normal living or do u make it for purpose? :o
If it came from normal living like by mistake (depends ofc), i think its not your responsibility to pay it. 
If u broke like freezer or door or anything like that you need to pay it or report about it somewhere. :o 

I hope someone who knows more would answer to u and help :I sos
14
Posts: 904
Date: 03-03-2021 12:10
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